Guidelines
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      1. Spring EQ Wholesale Knowledge Base
      2. Guidelines

      DTI Requirements

      Max DTI

      • Max 45% DTI
      • Max 50% DTI with Minimum 700 FICO Score and $3,500 of Monthly Residual Income. Max 45% DTI otherwise
              o Monthly Residual Income = Total Monthly Income – Total Monthly Mortgage and Non-                 Mortgage Obligations listed in the Underwriting Guidelines