Looking for a way to expand your customer base and close more deals? DSCR loans—also known as Investor Cash Flow loans—are designed for real estate investors who qualify based on property income, not personal income. That means fewer hurdles and faster approvals.
Our DSCR product has some of the most competitive pricing in the industry. Click here to see our current rates.
Serve more customers with higher leverage needs. Spring EQ allows DSCR ratios as low as 0.75x, giving you the flexibility to help investors qualify—even on properties with tighter margins.
Target high-value customers and portfolio investors with loan amounts up to $2.5 million and aggregate exposure up to $5 million. Bigger deals mean bigger opportunities for you.
Registering a loan with EMMA is easy:
With EMMA, you can quickly get pricing options for your scenarios across our entire product suite, including DSCR.
In the "Get Pricing" tab, you can select to view pricing for your DSCR loan or home equity second mortgage loans.
EMMA provides access to all of Spring EQ's wholesale rates, guides, and matrices. New and archived.
Get a clear view of state-by-state licensing requirements for DSCR loans, so you can navigate regulations confidently.
This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
Mortgagee Clause: Shellpoint Mortgage Servicing ISAOA/ATIMA PO Box 7050, Troy, MI 48007-7050
1 West Elm St, Ste 450 Conshohocken, PA 19428-4152, 888-605-2588
