AVMs Up To $400k Now Allowed!

The criteria for using AVMs and Drive-By Appraisals has been expanded, increasing the limit from $250,000 to $400,000. And for a limited time, well-qualified borrowers can receive a 5.449%* rate on Spring EQ's unique fixed-rate HELOC!.

the leader in home equity access

A broad range of products • Flexible Commissions • Faster Funding

take your next step—it's easy!

Become A Partner

Becoming a Spring EQ partner is easy as 1-2-3. Take a minute to submit a fast form, get your application to sign, and return it to us. It's that simple.

BECOME A PARTNER

Get Pricing

Have a loan you need pricing? Use our Pricing Tool and get pricing for your scenario in seconds. Just 5 entry points is all it takes.

GET PRICING

See Rates, Fees & Guidelines

Our current rate tables, fees, matrices and underwriting guidelines are just a click away. If you have any questions, you can always contact us.

SEE NOW

Learn about home equity products, how compensation is earned, and more

- What's the difference between a Home Equity Line of Credit (HELOC) & a Home Equity Loan (HELOAN)?

- What type of home equity product is best for your borrowers?

- How is compensation earned on Spring EQ's home equity products?

Click the button below to explore!

HOME EQUITY 101

Updated as of 10/15/2024

Spring EQ Turn Times

Initial Submission Review

48 - 72 Hours

Underwriting

Purchase:

2 Business Days

Stand-alone & Refi Piggybacks: Averaging 2 Calendar Days in UW -- 2 Business Days

Condition Turn Time

24-48 Hours

Resubmissions to Underwriting

1 Business Days

innovation + fundamentals = Spring EQ

We specialize in home equity lending on an innovative, proprietary platform to deliver fast, flexible access to home equity. Founded in 2016, we're licensed in almost 40 states and have grown to be the leader in home equity lending.

Our commitment? Delivering the simplest, sleekest loan experience possible to our partners and their customers.

BECOME A PARTNER

become a partner—easy as 1-2-3

Submit this form and we will connect you with an Account Executive to walk you through the partnership process.

We look forward to helping your customers access the home equity products they need.

* APR 5.765%. Rate applicable to 20 year, fixed-rate home equity loan. 240 monthly payments of $1,370.02 reflecting principal and interest only. Rate displayed requires two (2) discount points payable at closing. APR and payment amount assume loan amount of $200,000 max 65 CLTV, minimum 760 FICO. Applicants subject to lender’s underwriting guidelines including verification of applicant’s credit profile, debt-to-income ratio, and home’s current value. For details, call 888-605-2588 to speak to a Spring EQ Account Executive.

Spring EQ, LLC is a licensed mortgage lender. Spring EQ phone number is (888)-978-9978; Spring EQ address is 1 West Elm Street, Ste 450, Conshohocken, Pennsylvania 19428-4152.